Ripple CEO Brad Garlinghouse to Testify Before US Senate on Crypto Regulation
Ripple CEO Brad Garlinghouse will appear before the US Senate Banking Committee on July 9, 2025 to discuss crypto market structure legislation. This landmark hearing, titled ‘From Wall Street to Web3: Building Tomorrow’s Digital Asset Markets,’ represents a crucial step toward establishing clear digital asset regulation in the United States.
Key Legislation Under Consideration
The hearing will examine two pivotal bills:
- The GENIUS Act – Focused on stablecoin oversight
- The Clarity Act – Addressing comprehensive market structure
These proposals aim to position the US as a global leader in blockchain innovation while protecting market participants.
Industry Experts Join the Discussion
Garlinghouse will be joined by prominent figures:
- Summer Mersinger, CEO of the Blockchain Association
- Jonathan Levin, Chainalysis Chief Executive
- Dan Robinson, Paradigm Research Partner
Their collective expertise will provide lawmakers with practical insights into digital asset markets.
SEC’s Evolving Regulatory Approach
The Securities and Exchange Commission (SEC) has recently demonstrated a more measured stance by:
- Issuing updated disclosure guidance
- Closing certain enforcement actions
This shift suggests growing regulatory clarity for the sector.
Ripple’s Legal Developments
Recent progress in Ripple‘s case includes:
- Withdrawal of its cross-appeal
- Potential resolution of XRP‘s security classification
These developments may set important precedents for the industry.
The Path Forward for Crypto Regulation
This hearing could significantly influence:
- The framework for crypto regulations
- US competitiveness in blockchain technology
- Investor protections in digital asset markets
As Garlinghouse stated: ‘Thoughtful legislation will enable the next phase of financial innovation while ensuring appropriate safeguards.’
