Crypto Cards Gain Traction for Small Payments in Europe
Crypto cards are becoming increasingly popular for small transactions across Europe, with 45% of purchases under €10. This marks a significant shift from traditional cash payments to digital alternatives.
Changing Payment Habits
A CEX.IO report shared with Cointelegraph reveals crypto card users are adopting online payments at twice the eurozone average rate. Key findings include:
- 40% of crypto card transactions occur online
- Only 21% of traditional card payments are online
Growing Demand for Crypto Payment Options
New crypto card orders rose 15% in 2025, reflecting increasing consumer confidence in digital assets for daily spending. The convenience and speed of crypto transactions appeal to modern shoppers.
Where People Use Crypto Cards
Consumer spending patterns show:
- 59% of purchases are for groceries
- 19% go toward dining and entertainment
The average crypto card transaction (€23.70) remains smaller than traditional card payments (€33.60).
Preferred Cryptocurrencies for Payments
Stablecoins dominate transactions at 73%. Other frequently used cryptocurrencies include Bitcoin, Ethereum, Litecoin, and Solana.
Banking Sector Response
Barclays recently announced restrictions on crypto purchases via credit cards, citing volatility concerns. This contrasts with growing consumer adoption of crypto payment cards.
